Imagine flexbility that no one else offers. Unlike the others, you choose what works best for you; you sign no long-term contracts; you pay no fees when your account is inactive. You set up your contract to meet your cash flow needs, not ours. You can choose between using our most advanced technology or using the old-fashioned systems ­- we maintain both for you. Unlike the others, our objective is not to force you to conform to us, but to get you the cash you need in the quickest and most efficient manner.

 We offer cash advance rates of up to 97% -- exceeding invoice factoring industry norms by 20%. The typical maximum in the factoring industry is 70-80%. We can offer these great rates because of our unique and flexible combination of bank and private financing.

 B U S I N E S SE S   C H O O S E   U S   A G A I N   A N D   A G A I N   B E C A U S E   W E   H A V E   T H E   K N O W L E D G E ,   E X P E R I E N C E   A N D   S Y S T E M S   F O R   O N E - O F - A - K I N D   F I N A N C I N G   P R O G R A M S   T H A T   A R E   U N I Q U E   I N   T H E   FA C T O R I N G   I N D U S T R Y .   G E T   S T A R T E D   T O D A Y  --   M A K E   T H E  
S M A R T   C H O I C E   F O R   G R E A T E R   P R O F I T S !

 Please contact us today and our seasoned invoice factoring professionals will help you get the cash you need today.
 - Call us at 1-800-986-1859, or 
 - Email us, or
 - Complete the Online Invoice Factoring Request Form


You Can Learn More About Invoice Factoring Services Here

How To Switch Invoice Factoring Companies
Fuel Debit Card Programs Available For Freight and Trucking Companies
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Differences to bank loans

Factors make funds available, even when banks would not do so, because factors focus first on the credit worthiness of the debtor, the party who is obligated to pay the invoices for goods or services delivered by the seller. In contrast, the fundamental emphasis in a bank lending relationship is on the creditworthiness of the small firm, not that of its customers. While bank lending offers funds to small companies at a lower cost than factoring, the key terms and conditions under which the small firm must operate differ significantly. Bank relationships provide a more limited availability of funds and none of the bundle of services that factors offer.

Receivable Factoring Company vs. Bank Loans

Factoring has been around for thousands of years. Financing companies  pay cash for the right to receive the future payments on your receivables and invoices. An unpaid accounts receivable or invoice has value. It is a  debt your customer has agreed to pay in the near future.

How Invoice Factoring Works

Setting up a factoring relationship is quick and easy in comparison
to other forms of business financing.  Applications simply call for basic
company information and a customer list.  Years of profitability are not
required which makes invoice factoring an option for startups generating accounts receivables.
 It is possible that funding can occur in as little as a couple of
days after the invoice factoring company receives your credit application and invoices.

Company Information    
Invoice Factoring Frequently Asked Questions
Contact us
Our Factoring Company Locations
Invoice Factoring Testimonials

factoring company

Discover Why Business Chooses Us

OCC INVOICE FACTORING COMPANY
 - Providing factoring services nationwide
 - Over 70 years of factoring company experience
 - Up to 97% Advance Rates

Why Invoice Factoring is Necessary

In recent years, an increasing number of businesses have discovered
that invoice factoring can combat the ups and downs of unpredictable cash flow cycles.
More importantly, factoring companies are providing the business community
with a viable credit financing source of working capital when conventional business financing is not always an option.

People consider the invoice factoring
discount a small cost of doing business. A two-three-percent factoring
discount for a 30-day invoice is common. Compared with the problem
of not having cash when you need it to operate, the receivable credit line discount is negligible.
Look at the invoice factoring company collecting the  discount as though your business had
offered the customer a discount for paying cash. It works out the same.


receivable factoring company

Benefits of Factoring Invoices

Factoring invoices can offer many benefits to cash-hungry companies.
Rather than wait 30, 60, 90 days or longer for payment on a
product or service that has already been delivered, a business
can factor (sell) its receivables for cash at a small discount
off the amount of the invoice.

Payroll, marketing efforts, and working capital are
just a few of the business needs that can be met with this instant cash from factoring.

Factoring invoices provides the means for a manufacturer to
replenish inventory and make more products to sell:
There is no longer a need to wait for earlier sales to be paid.
Factoring is not just a cash management tool for manufacturers:
Almost any type of business can benefit from factoring.

Why Receivable Factoring
Appeals to the Start-Ups

Factoring is especially appealing to young and rapidly growing companies. Since the invoice factoring process shortens their business cash flow cycle, these businesses can grow faster. The ability to make more products to sell while waiting for invoices to be paid is largely eliminated. Such businesses usually net much more profit with receivables factoring than without, even when the credit discount is considered.

So, why not simply go over to the friendly banker for an account receivable loan to alleviate cash flow problems? A small business credit loan can be difficult if not impossible to receive, especially for a young, high-growth operation, because small business money bankers are not expected to decrease lending restrictions soon. The relationships between businesses and their small business bankers are not as strong or as dependable as they used to be.
 

Account Receivable Factoring Frequently Asked Questions

Unlike The Others, You Actually Make Money With Our Account Receivable Factoring Rates
 

Contact our account receivable factoring specialists at:

Toll Free:  888-266-0197

On-Line Factoring
Request Form



Partial List Of Industries That We Provide Factoring
Invoice Factoring Staffing company
Financing credit for staffing service companies.
Factoring Building Products Distributor
Financing invoices for clients in the Building Products Distributor industry
Factoring Manufacturing company
Financing invoices for manufacturing 
companies
Invoice Factoring Maintenance Service
Financing credit for maintenance service companies.
Factoring Service Providers
Financing invoices for small and medium sized service companies
such as commercial suppliers, technology consultants
and janitorial companies,etc.
Factoring Metalized coating
Financing credit for metalized coating service companies.
Invoice Factoring Auto Parts company
Financing invoices for auto parts 
companies
Factoring Powder Coating
Financing invoices for companies that provide services and products
to Powder Coating clients

Factoring Cable Contractors
Financing invoices for cable contractors 
companies
Factoring Utility Construction company
Financing invoices for utilty construction 
companies
Invoice Factoring Machine Shop
Financing invoices for machine shop 
companies
Factoring Oil and Gas Industry
Financing invoices for companies that provide services and products
to Oil and Gas Companies
Factoring Trucking company
Financing invoices for trucking companies,
freight brokers and commercial transportation companies
Invoice Factoring Freight Forwarding company
Financing invoices for freight forwarding
companies
Factoring Healthcare Staffing company
Financing invoices for staffing 
companies

As with any technique, factoring solves some problems but not all. Businesses with a small spread between the revenue from a sale and the cost of a sale, should limit their use of factoring to sales above their breakeven sales level where the revenue less the direct cost of the sale plus the cost of factoring is positive.

More Links to Help You Find Information

accounts receivable loans| invoice factoring| factoring services
| factoring business| bank factoring|  medical receivable factoring
| financing trucking| 

We are currently providing account receivable factoring services nationwide including the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Factoring Government Contracts
Financing invoices for companies that provide services and products
to state and federal government agencies
Invoice Factoring Distributors
Financing invoices for distributor
companies
Factoring Freight & Trucking
Financing credit for freight and trucking service companies.
Invoice Factoring Manufacturers
Financing invoices for companies that provide services and products
to Maunfacturing clients
Financing Medical Practitioners
Financing credit for medical practitoner firms
Factoring Security Guards
invoice factoring company

Financing invoices for companies that provide security guards
to commercial, industrial and government sites
Invoice Factoring Temp Staffing Agencies
Financing invoices for staffing and temporary employment
in the business and medical services field
And Many More





Just Some of The Industries That we Provide Invoice Factoring Services
Freight Factoring |  Government Contract Factoring | Medical Staffing Factoring
| Temp Staffing Factoring | Oil & Gas Industry Financing 

Staffing invoice factoring company
Building Products Distributor cash flow factoring
Building Products Waterproofing Distributor account factoring
Manufacturing account receivable  factoring
Maintenance Service receivable factoring
Machine Knives invoice financing company
Custom Auto Body for Emergency and accounts receivable factoring company
Municipality Vehicles  factoring  loan
Parts and Installations business factoring
Metalized coating invoice factoring company
Auto Parts accounts factoring company
Powder Coating invoice factoring




You Can Learn More About Factoring Services Here

How To Switch Invoice Factoring Companies
Fuel Debit Card Programs Available For Freight and Trucking Companies
Contact Us

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